⚖️ Legal Learning | Shri Ganpati Jurists
⚖️ Supreme Court | Motor Vehicles Act 🚍
Case: K. Nagendra v. New India Insurance Co. Ltd. (SC)
When a vehicle deviates from its permitted route and meets with an accident — does the insurer still pay?
✅ Yes — Insurer must pay compensation to victims
⚠️ But can later recover the amount from the vehicle owner
The Supreme Court reaffirmed the Pay & Recover Principle, holding that:
🔹 Route permit violation does not defeat victim’s right to compensation
🔹 Insurer cannot escape liability towards third parties
🔹 Owner/operators remain accountable for policy breaches
Victim first, recovery later — a balance between public interest & contractual rights.
📌 Key Takeaway
Insurer pays the victim ➜ then recovers from the violator.
🏛️ Ensuring justice on the road, one ruling at a time.
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